“Set up in 20 minutes. Matched 247 invoices on day one. Month-end close went from 7 days to 3.”
Controller
85-person construction firm
Fast rollout, fewer invoice touches, materially faster close
Efficiency
Capture Early Payment Discounts
Process invoices fast enough to capture every available discount. Turn payment terms into profit.
Available now
QuickBooks Online, Xero, FreshBooks, and Zoho Books are available today.
Fast setup
QuickBooks-led teams can connect, upload a batch, and review matching in under 30 minutes.
Pricing clarity
Starts at $99/month with unlimited users and no per-user pricing traps.
Safe to evaluate
Audit trail, approval controls, and exception workflows are built into the product from day one.
Need the canonical facts? Review current pricing, integrations, and availability.
Low-friction next step
Send the Early Discounts ROI worksheet
Get the ROI prompts and assumptions finance teams use to evaluate early discounts without going straight into a sales process.
Early payment discounts like 2/10 Net 30 offer an annualized return of 36%+. Yet most companies capture less than 20% of available discounts because they can't process invoices fast enough.
What problem does early discounts solve?
By the time invoices are entered, matched, approved, and scheduled for payment, the discount window has closed. Manual processing simply can't move fast enough for consistent discount capture.
The Solution
Nexus AP accelerates every step of invoice processing. Invoices that used to take 10+ days now process in 1-2 days. That gives you time to capture discounts while optimizing your payment timing.
How does Nexus AP automate early discounts?
1
Instant Capture
Invoice received and processed immediately
Before
2-3 days before invoice is even entered
With Nexus
Processed within hours of receipt
2
Fast Matching
Automated matching clears invoice quickly
Before
3-5 days for manual matching
With Nexus
Instant for auto-matched invoices
3
Quick Approval
Mobile approvals accelerate sign-off
Before
5-7 days waiting for approvers
With Nexus
1-2 days with push notifications
4
Optimized Payment
Pay in time for discount, but not earlier than needed
Before
Miss discount or pay too early
With Nexus
Scheduled for optimal timing
Key Features
Accelerated processing
From receipt to payment-ready in 1-2 days
Discount tracking
See all available discounts and deadlines
Payment optimization
Schedule payments to maximize discounts
Discount analytics
Track capture rate and missed opportunities
Vendor prioritization
Focus on highest-value discount opportunities
Cash flow balance
Balance discount capture with cash management
Benefits
4x improvement
Higher capture rate
Capture 80%+ of available discounts
1-2% of spend
Significant savings
Add real dollars to your bottom line
Improved terms
Better vendor terms
Reliable payment earns better terms
Optimized timing
Cash flow optimization
Pay at the optimal moment
ROI Impact
| Metric | Before | After | Improvement |
|---|---|---|---|
| Discount capture rate | 15-20% | 80%+ | 4x improvement |
| Annual discount value (on $5M spend) | $15K | $80K | $65K more |
| Processing speed | 10-15 days | 1-2 days | 85% faster |
| Effective annual return | Missed | 36%+ | Captured |
“We went from capturing maybe 1 in 5 early payment discounts to nearly all of them. That alone paid for the entire AP automation system.”
Treasury Manager
Treasury Manager, National Supply Chain Company
Frequently Asked Questions
What is the value of a 2/10 Net 30 discount?
A 2% discount for paying 20 days early equals a 36.7% annualized return. Even a 1% discount for 10 days early equals 36.5% annualized. This beats nearly any other use of cash.
How do you balance discounts with cash flow?
Nexus shows you the true value of each discount opportunity. You can set thresholds based on available cash, prioritize high-value discounts, and schedule payments for optimal timing.
What if we don't have the cash to pay early?
Taking early payment discounts can actually improve cash flow over time. Some companies even use short-term financing to capture discounts because the return exceeds borrowing costs.
Category
EfficiencyRelated Use Cases
Popular Industries
Learn More
Quick Links
Early Proof
Proof that early discounts can be implemented without a long project
Use-case buyers tend to care less about vendor size and more about whether the workflow is real, measurable, and easy to pressure-test.
“The biggest difference was not having to re-key invoice data back into QuickBooks after review.”
Finance manager
multi-entity services business
Lower manual entry and cleaner month-end reconciliation
“We needed AP automation without enterprise implementation overhead. Nexus gave us a useful trial path instead of a six-week project.”
Operations lead
growing SMB finance team
Faster evaluation and simpler team rollout
Ready to transform your AP?
See how Nexus AP can solve this challenge for your organization.