Capture Early Payment Discounts | Never Miss a Discount | Nexus APSkip to content
Efficiency

Capture Every Early Payment Discount

Process invoices fast enough to capture every available discount. Turn payment terms into profit.

Available now

QuickBooks Online, Xero, FreshBooks, and Zoho Books are available today.

Fast setup

QuickBooks-led teams can connect, upload a batch, and review matching in under 30 minutes.

Pricing clarity

Starts at $199/month with unlimited users and no per-user pricing traps.

Safe to evaluate

Audit trail, approval controls, and exception workflows are built into the product from day one.

Low-friction next step

Send the Early Discounts ROI worksheet

Get the ROI prompts and assumptions finance teams use to evaluate early discounts without going straight into a sales process.

We will email the resource immediately and may follow up with related product guidance.

Early payment discounts like 2/10 Net 30 offer an annualized return of 36%+. Yet most companies capture less than 20% of available discounts because they can't process invoices fast enough.

What problem does early discounts solve?

By the time invoices are entered, matched, approved, and scheduled for payment, the discount window has closed. Manual processing simply can't move fast enough for consistent discount capture.

The Solution

Nexus AP accelerates every step of invoice processing. Invoices that used to take 10+ days now process in 1-2 days. That gives you time to capture discounts while optimizing your payment timing.

How does Nexus AP automate early discounts?

1

Instant Capture

Invoice received and processed immediately

Before

2-3 days before invoice is even entered

With Nexus

Processed within hours of receipt

2

Fast Matching

Automated matching clears invoice quickly

Before

3-5 days for manual matching

With Nexus

Instant for auto-matched invoices

3

Quick Approval

Mobile approvals accelerate sign-off

Before

5-7 days waiting for approvers

With Nexus

1-2 days with push notifications

4

Optimized Payment

Pay in time for discount, but not earlier than needed

Before

Miss discount or pay too early

With Nexus

Scheduled for optimal timing

Key Features

Accelerated processing

From receipt to payment-ready in 1-2 days

Discount tracking

See all available discounts and deadlines

Payment optimization

Schedule payments to maximize discounts

Discount analytics

Track capture rate and missed opportunities

Vendor prioritization

Focus on highest-value discount opportunities

Cash flow balance

Balance discount capture with cash management

Benefits

4x improvement

Higher capture rate

Capture 80%+ of available discounts

1-2% of spend

Significant savings

Add real dollars to your bottom line

Improved terms

Better vendor terms

Reliable payment earns better terms

Optimized timing

Cash flow optimization

Pay at the optimal moment

ROI Impact

MetricBeforeAfterImprovement
Discount capture rate15-20%80%+4x improvement
Annual discount value (on $5M spend)$15K$80K$65K more
Processing speed10-15 days1-2 days85% faster
Effective annual returnMissed36%+Captured

Frequently Asked Questions

What is the value of a 2/10 Net 30 discount?

A 2% discount for paying 20 days early equals a 36.7% annualized return. Even a 1% discount for 10 days early equals 36.5% annualized. This beats nearly any other use of cash.

How do you balance discounts with cash flow?

Nexus shows you the true value of each discount opportunity. You can set thresholds based on available cash, prioritize high-value discounts, and schedule payments for optimal timing.

What if we don't have the cash to pay early?

Taking early payment discounts can actually improve cash flow over time. Some companies even use short-term financing to capture discounts because the return exceeds borrowing costs.

Workflow Proof

Proof that early discounts can be implemented without a long project

Use-case buyers tend to care less about vendor size and more about whether the workflow is real, measurable, and easy to pressure-test.

Matching from the first session

Connect QuickBooks, upload a real invoice batch, and review matched results the same day — evaluation happens on your invoices, not a slide deck.

Time-to-value measured in minutes, not an implementation project

Nothing is typed twice

Approved invoices post back to your accounting system as coded bills, so review does not turn into a second round of data entry.

Less manual entry and cleaner month-end reconciliation

Trial-first, not project-first

Teams that want AP automation without enterprise rollout overhead can validate fit in a free trial before committing to anything.

Faster evaluation and simpler team rollout

Ready to transform your AP?

See how Nexus AP can solve this challenge for your organization.