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Definition

Straight-Through Processing (STP)

Invoices that are processed from receipt to payment-ready without any manual intervention.

Definition

Straight-through processing (STP) refers to invoices that flow through the entire AP workflow—capture, validation, matching, coding, and approval—without requiring manual intervention at any step. STP rate is a key efficiency metric for AP departments.

Why It Matters

STP rate directly measures AP automation effectiveness. Each percentage point increase in STP reduces processing costs and cycle times. Best-in-class organizations achieve 80%+ STP rates.

Examples

Full STP invoice

A PO-based invoice is captured via email, data extracted, matched to PO and receipt, auto-coded, auto-approved (under threshold), and queued for payment—all without human touch.

Measuring STP rate

Of 1,000 invoices processed this month, 750 required no manual intervention. STP rate = 75%.

How Nexus AP Helps

Nexus AP achieves 80%+ STP rates through AI-powered capture, intelligent matching, auto-coding, and configurable auto-approval rules.

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Frequently Asked Questions

What is a good STP rate?

Average is 30-40%, good is 60-70%, and best-in-class is 80%+. The rate varies by invoice type—PO invoices achieve higher STP than non-PO.

How do you improve STP rates?

Improve PO compliance, standardize vendor invoice formats, use AI-powered matching with appropriate tolerances, and implement auto-approval rules.

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